Risk Index · Salt Lake County · 2026-06-13
Salt Lake City, UT real-estate risk
- Risk score
- 98.6/100
- Relatively High
- Expected annual loss
- $622M
- all hazards, county-wide
- Buildings-only loss
- $311M
- what owners and insurers carry
- Population
- 1.2M
- Salt Lake County
Salt Lake City, UT (Salt Lake County) carries a FEMA National Risk Index score of 98.6/100, rated "Relatively High" and driven mainly by earthquake and wildfire, with roughly $622M in expected natural-hazard losses per year (FEMA NRI, 2025).
Exhibit 1 · Hazard scores, national percentile
95th percentile- Earthquake99.6
- Wildfire98.3
- Riverine flood92.9
- Heat wave92.9
- Tornado71
- Strong wind68.4
- Hail68.1
- Drought44.4
Each score is the county's percentile against every US county for that hazard (0-100).
What it means for insurance
Riverine flood is the line to verify: an SFHA designation triggers mandatory NFIP coverage and a hard line-item most pro formas understate.
Salt Lake City risk questions
Is Salt Lake City, UT a high-risk area for real estate?
Salt Lake City scores 98.6/100 on FEMA's National Risk Index, rated "Relatively High" versus all US counties. Its expected natural-hazard loss is about $622M per year.
What is the biggest natural hazard in Salt Lake City?
The highest-rated hazard is earthquake (99.6/100), followed by wildfire (98.3/100).
How does hazard risk affect property insurance in Salt Lake City?
Riverine flood is the line to verify: an SFHA designation triggers mandatory NFIP coverage and a hard line-item most pro formas understate.
Source: FEMA National Risk Index (Counties), v1.20 (2026-06-13). Scores are national percentiles (0-100). Insurance commentary is PropHunt's interpretation of the hazard data, not an insurance quote.