Portland, OR real-estate risk
Portland, OR (Multnomah County) carries a FEMA National Risk Index score of 98.5/100 — rated "Relatively High" — driven mainly by earthquake and heat wave, with roughly $440M in expected natural-hazard losses per year (FEMA NRI, 2025).
Hazard scores (0–100)
Expected annual loss
$440M/yr
all natural hazards, county-wide
Buildings-only loss
$278M/yr
the part that hits owners + insurers
What it means for insurance
Riverine flood is the line to verify — an SFHA designation triggers mandatory NFIP coverage and a hard line-item most pro formas understate.
Portland risk — FAQ
Is Portland, OR a high-risk area for real estate?
Portland scores 98.5/100 on FEMA's National Risk Index — rated "Relatively High" versus all US counties. Its expected natural-hazard loss is about $440M per year.
What is the biggest natural hazard in Portland?
The highest-rated hazard is earthquake (99.6/100), followed by heat wave (96.8/100).
How does hazard risk affect property insurance in Portland?
Riverine flood is the line to verify — an SFHA designation triggers mandatory NFIP coverage and a hard line-item most pro formas understate.
Scan a Portland property — free
Drop in any Portlandaddress and PropHunt's AI pulls the cap rate, comps, permit history and the full hazard/insurance read — no card required.
Source: FEMA National Risk Index (Counties), v1.20 (2026-06-13). Scores are national percentiles (0–100). Insurance commentary is PropHunt's interpretation of the hazard data, not an insurance quote.
Other metros