Risk Index · Guilford County · 2026-06-13
Greensboro, NC real-estate risk
- Risk score
- 93.4/100
- Relatively Moderate
- Expected annual loss
- $135M
- all hazards, county-wide
- Buildings-only loss
- $118M
- what owners and insurers carry
- Population
- 541K
- Guilford County
Greensboro, NC (Guilford County) carries a FEMA National Risk Index score of 93.4/100, rated "Relatively Moderate" and driven mainly by riverine flood and hail, with roughly $135M in expected natural-hazard losses per year (FEMA NRI, 2025).
Exhibit 1 · Hazard scores, national percentile
95th percentile- Riverine flood96.6
- Hail92.2
- Hurricane90.3
- Tornado88.7
- Earthquake87.8
- Heat wave87
- Strong wind69
- Drought67.7
- Wildfire43.8
Each score is the county's percentile against every US county for that hazard (0-100).
What it means for insurance
Coastal flood and hurricane exposure make property insurance the swing cost in this market. Premiums and deductibles here can move a deal's NOI by double digits. Treat the insurance binder as a Day-1 diligence item.
Greensboro risk questions
Is Greensboro, NC a high-risk area for real estate?
Greensboro scores 93.4/100 on FEMA's National Risk Index, rated "Relatively Moderate" versus all US counties. Its expected natural-hazard loss is about $135M per year.
What is the biggest natural hazard in Greensboro?
The highest-rated hazard is riverine flood (96.6/100), followed by hail (92.2/100).
How does hazard risk affect property insurance in Greensboro?
Coastal flood and hurricane exposure make property insurance the swing cost in this market. Premiums and deductibles here can move a deal's NOI by double digits. Treat the insurance binder as a Day-1 diligence item.
Source: FEMA National Risk Index (Counties), v1.20 (2026-06-13). Scores are national percentiles (0-100). Insurance commentary is PropHunt's interpretation of the hazard data, not an insurance quote.