Risk Index · Nueces County · 2026-06-13
Corpus Christi, TX real-estate risk
- Risk score
- 96.6/100
- Relatively High
- Expected annual loss
- $186M
- all hazards, county-wide
- Buildings-only loss
- $123M
- what owners and insurers carry
- Population
- 353K
- Nueces County
Corpus Christi, TX (Nueces County) carries a FEMA National Risk Index score of 96.6/100, rated "Relatively High" and driven mainly by hurricane and heat wave, with roughly $186M in expected natural-hazard losses per year (FEMA NRI, 2025).
Exhibit 1 · Hazard scores, national percentile
95th percentile- Hurricane98.6
- Heat wave98
- Drought98
- Tornado96.1
- Strong wind94.2
- Riverine flood93.3
- Hail91.6
- Wildfire74
- Coastal flood72.2
- Earthquake46.1
Each score is the county's percentile against every US county for that hazard (0-100).
What it means for insurance
Coastal flood and hurricane exposure make property insurance the swing cost in this market. Premiums and deductibles here can move a deal's NOI by double digits. Treat the insurance binder as a Day-1 diligence item.
Corpus Christi risk questions
Is Corpus Christi, TX a high-risk area for real estate?
Corpus Christi scores 96.6/100 on FEMA's National Risk Index, rated "Relatively High" versus all US counties. Its expected natural-hazard loss is about $186M per year.
What is the biggest natural hazard in Corpus Christi?
The highest-rated hazard is hurricane (98.6/100), followed by heat wave (98/100).
How does hazard risk affect property insurance in Corpus Christi?
Coastal flood and hurricane exposure make property insurance the swing cost in this market. Premiums and deductibles here can move a deal's NOI by double digits. Treat the insurance binder as a Day-1 diligence item.
Source: FEMA National Risk Index (Counties), v1.20 (2026-06-13). Scores are national percentiles (0-100). Insurance commentary is PropHunt's interpretation of the hazard data, not an insurance quote.