Risk Index · Anchorage County · 2026-06-13
Anchorage, AK real-estate risk
- Risk score
- 97.4/100
- Relatively High
- Expected annual loss
- $367M
- all hazards, county-wide
- Buildings-only loss
- $231M
- what owners and insurers carry
- Population
- 291K
- Anchorage County
Anchorage, AK (Anchorage County) carries a FEMA National Risk Index score of 97.4/100, rated "Relatively High" and driven mainly by earthquake and wildfire, with roughly $367M in expected natural-hazard losses per year (FEMA NRI, 2025).
Exhibit 1 · Hazard scores, national percentile
95th percentile- Earthquake99.5
- Wildfire78.6
- Coastal flood28
- Hail7.2
Each score is the county's percentile against every US county for that hazard (0-100).
What it means for insurance
Hazard exposure here is moderate, so insurance is less likely to be the deal-breaker, but a stated insurance figure should still be checked against the area band before close.
Anchorage risk questions
Is Anchorage, AK a high-risk area for real estate?
Anchorage scores 97.4/100 on FEMA's National Risk Index, rated "Relatively High" versus all US counties. Its expected natural-hazard loss is about $367M per year.
What is the biggest natural hazard in Anchorage?
The highest-rated hazard is earthquake (99.5/100), followed by wildfire (78.6/100).
How does hazard risk affect property insurance in Anchorage?
Hazard exposure here is moderate, so insurance is less likely to be the deal-breaker, but a stated insurance figure should still be checked against the area band before close.
Source: FEMA National Risk Index (Counties), v1.20 (2026-06-13). Scores are national percentiles (0-100). Insurance commentary is PropHunt's interpretation of the hazard data, not an insurance quote.